4 tips to use your credit card when going on vacation

If you will take advantage of the start of the new year to go on vacation, it is recommended that you not only plan the itinerary you will follow, but make sure you have enough money to cover your expenses. One of the main concerns when traveling, especially abroad, has to do with the travel bag. Will the amount we are carrying be enough? What happens if the money runs out too soon? What if I can’t buy something that I really liked?

One of the ideal ways to answer that question is on your credit card

credit score

Since you can use it abroad to cover what is needed. If this idea turns your mind, take note of the following tips and make good use of your plastic in the lands you visit:

Use it as an ace up your sleeve 

It is not about financing your trip entirely with it, because for the interests they would be

more expensive than doing it with a personal loan, but to take it as an extra and use it in case your calculations do not They were the right ones and you need some extra money. It is also convenient to use it if you have discounts at airports or hotels.

You must activate it before traveling 

credit score

Remember that you must inform your bank that you will leave the country, inform them about your destination and the dates of the trip. This way, it will be activated and you can use it wherever you go. To do this, you do not need to go to the bank, as many applications have the option available.

Be careful with the exchange rate 

exchange rate

Your consumption will not be charged in pesos. In most cases, purchases are charged in dollars and then, the exchange rate used is the one provided by the bank. You can consult your bank in which currency they will be charged and thus have a basic idea of ​​how it will work.

The number of fees matters 

Many banks have the policy that the use of the card abroad is directly deferred by the maximum number of fees. Because it can vary, it is better that you make the query so as not to be harmed and pay extra interest.

Taking these tips into account, you will know how to use your card abroad, in case you should do so. And if you still do not have one, but you are interested in managing it before the trip, remember that there are many options to choose from and that you will have to take into account your profile to do so. Use Bluebeard and not only compare the alternatives, but also find out if you have any pre-approved ones.

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